No matter how BAD is your credit score...
We will get you a home mortgage loan in less than 30 days
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- Bad credit score or poor history is OK
- Self employed is OK
- Recent bankruptcy or foreclosure is OK
- Any other challenging situation is OK
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If you have ever tried getting a home mortgage loan with bad credit scores, you
know how big of a challenge it is. You get rejections all around.....every mortgage
broker who initially claims to specialize in bad credit home loans..... ultimately
fails to deliver.
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Please don't get MAD at your mortgage broker
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My suggestion is that you don't get mad at your mortgage broker. The truth is that
it's simply not easy to get a home loan when you have a bad credit score. Your mortgage
broker gets you a home loan by working with big banks and institutional lenders.
These banks and lenders have very rigid credit score criteria. So if the bank says
NO, the mortgage broker is helpless. And the reality is that the bank WILL reject
your mortgage loan application if you have a bad credit score, even if you have
excellent income.
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How did we solve this problem?
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The answer is Private Financing. Private Financing is a mortgage loan provided
to you by a group of small, private investors. Conventional mortgage loans are provided
by banks, which have very strict credit score criteria. Unlike such banks, private
investors are not restricted by credit score criteria.
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Private Investors make their own rules
....because its their own money !
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Bad credit is perfectly OK with private investors. All private investors care about
is your ability to make the payments. That's why they can give you a home loan when
your mortgage broker cannot. Private Investors will make home loans in the following
situations where mortgage brokers may not:
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- Bad credit score or poor credit history... is OK
- Self-Employed...is OK
- Little or No credit history... is OK
- Not Enough Down Payment... is OK
- Can't Afford Closing Cost... is OK
- Recently Switched Job or First Job...
is OK
- Recent or prior Foreclosure...is OK
- Recent or prior Bankruptcy... is OK
- Recent or prior Divorce... is OK
- Prior Collections...is OK
- ... or any other challenging situation...
is OK
In fact, most of our clients have been rejected by traditional mortgage loan companies
due to bad credit. So if you have been rejected before, don't wait to take advantage
of our "Bad Credit Home Loan" program.
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You can get a home loan in less than 30 days
....using our innovative techniques
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Our mortgage company offers our "bad credit home loan" program in all 50 states.
To get started with our company, please fill out the following information:
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Please note that due to the high demand of our home loan program, it might take
us up to 3 business days before we can get back to you. |
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Bad Credit Home Loans by state |
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It's important that you choose the right bad credit mortgage company?
With bad credit scores or poor credit history it's challenging to get lenders to
loan money to you. However, by working with the right "bad credit home loan" company
you can accomplish this goal. Since most mortgage brokers and subprime lenders who
claim to do home loans for people with poor credit are really over claiming, its
possible that you end up wasting a lot of your time by working with the wrong mortgage
company. Procuring a home mortgage loan for people with poor credit requires special
strategies, most of the which are not known to traditional mortgage companies. That's
why it's very important that you choose to work with a mortgage company who works
only for people with bad credit. Ours is one such company.
A bad credit home loan can help you in various ways
- Bad credit home loans can help decrease your interest payments on other consumer
loans like credit card loans, car loan etc.
- Bad credit home mortgage loans offer you a chance to fix your credit and help you
get you credit back on track.
- Bad credit mortgages can consolidates your bills into one lower monthly payment
and help you pay your credit card loans and car loans faster.
- Poor credit mortgage loan can help you avoid or delay bankruptcy or foreclosure.
- Do you need some extra cash right now but are having a hard time getting it because
of your bad credit? Home mortgage loans can provide you with extra cash which you
need for home improvement or repairs, vacation money, medical bills, buy a new car
etc.
- And more
Types of bad credit home loans?
There are mainly 4 types of poor credit home loans. Our company specializes in all
four kinds.
- Home purchase loan with bad credit: This is the most common type of poor
credit home loan and is used when you want to purchase a single family house, condo,
mobile home, town home, multi family home etc. A subprime mortgage lender loans
you money to purchase the home and in return, you promise to repay the lender in
monthly installments or a similar payment plan. Your home acts as collateral in
case of default. Getting a bad credit home loan for purchase can be a challenge
because most subprime lenders have a minimum credit score criteria. This makes it
hard to qualify for a bad credit home loan while purchasing a home.
- Mortgage refinance with bad credit: Refinancing is the type of bad credit
home loan which is procured to replace an existing mortgage on your home. Bad credit
mortgage refinance loan may be a good strategy in a variety of situations: to lower
interest payments, debt consolidation, getting out of high risk adjustable rate
mortgage loans (ARM) or to just take out cash. Getting a bad credit home loan for
mortgage refinance credit has the same challenges as getting a home purchase loan.
Mortgage lenders have credit score criteria's which are tough to qualify when you
have poor credit.
- Home Equity Loan with bad credit: Home equity loan is a type of bad credit
home loan where you get a mortgage against the equity in your home. So the equity
acts as the collateral for such loans. People with poor credit who have equity in
their house have an extra option to get a loan i.e. a home equity loan. Bad credit
home equity loans can help people to get extra cash right now. But getting
a bad credit home equity loan is even more challenging then a home purchase
loan or a mortgage refinance loan. Since a home equity loan usually is given against
the last 10% - 20% equity in your home, subprime lenders have very strict requirement
and poor credit scores can act as a big hindrance.
- Second mortgage with bad credit: This type of bad credit home loan is very
similar to a home equity loan but with two main differences: First, second mortgages
are always given as a fixed amount but home equity loans can vary in amount.
Second difference is that 2nd mortgages are always in the second lien position but
home equity loan don't necessarily have to follow this rule. Everything else about
2nd mortgages is the same as home equity loans. People with bad credit get second
mortgages to get some extra cash right now rather than later.
Our company has been successfully making bad credit home loans for a long time.
In fact, most of our clients have been rejected by a traditional mortgage company.
So if you have been rejected before, don't wait to take advantage of our bad credit
home loan program.
To get started with our bad credit mortgage company, please fill out the following
information.
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